Header

Language Selection

Main navigation

Search

Your advantages with American Express

Extras when travelling, insurance packages and attractive shopping offers: Amex makes it possible.

Ein Paar steht lächelnd auf einer Dachterrasse neben einer Schweizer Flagge, im Hintergrund Dächer.
fheil
Written by Florian Heil 08.07.2025

Advantages with American Express

  • Hotel programmes with attractive benefits at select hotels and status upgrades at leading hotel chains
  • Free access to airport lounges worldwide
  • Advantages with car rentals and limousine services
  • Discounts and credit at airlines
  • Comprehensive insurance packages
  • Attractive discounts at shopping partners
  • Membership Rewards bonus programme
  • Dining credit and other restaurant benefits

The world of advantages with American Express

The credit cards from American Express offer you numerous advantages, some of which go far beyond the benefits you get with other credit cards. When travelling in particular, you benefit from discounts as well as various other extras with the premium credit cards: the Gold Card and the Platinum Card.

But it is also worth having an American Express Card in your wallet at home and in everyday life for many other reasons – whether it’s shopping, going to the restaurant or spoiling yourself for once.

Five credit cards from American Express

At American Express, you can choose between five different credit cards with different benefit packages:

All the cards share the special service provided by American Express: We are available around the clock to assist you with your credit card. You can also pay securely with Amex – and quickly, easily and above all else at millions of acceptance points worldwide. We also do everything we can to minimise the risk of fraud.

Benefit from insurance and bonus programmes at American Express

Even with the low-cost credit cards in the American Express range, you enjoy advantages such as comprehensive insurance packages, bonus programmes and the American Express Selects offers.

The American Express Card and BLUE credit card, for example, include Transport Accident Insurance, Purchase Protection Insurance and Online Return Protection Insurance.

The Gold Card and the Platinum Card come with extensive insurance packages to enable you to enjoy carefree travelling and carefree shopping.

In addition, all American Express credit cards have bonus programmes:

In both programmes, you are rewarded with valuable points for every card use, which you can exchange for attractive rewards.

Ein Paar sitzt lächelnd in einem dunklen Auto.

Swisscard Media Info

Officially issued by Swisscard AECS GmbH 08.07.2025

Rights: Alex Becher for American Express for editorial use

Always mobile with American Express

As a Platinum or Gold Cardholder, you also benefit from a number of mobility advantages. For example, you enjoy particularly favourable rates and upgrades at various renowned car rental providers such as Avis, SIXT and Hertz.

You also receive an annual travel credit with SIXT ride totalling CHF 200 (8 x CHF 25), which you can access exclusively with your Platinum Card and use for rental cars, taxi rides or transfers. This includes special rates at the SIXT limousine service and free kilometres when renting a SIXT luxury car.

Eine weibliche Hand hält ein Smartphone, auf dem eine Kreditkarte zu sehen ist.  Copyright: Alex Becher for American Express

Swisscard Media Info

Officially issued by Swisscard AECS GmbH 08.07.2025

Rights: Alex Becher for American Express for editorial use

Mobile payments with American Express

All American Express credit cards enable various mobile payment solutions. This allows you to make transactions worldwide easily, quickly and securely with your smartphone or smartwatch. Whether it’s Apple Pay, Google Pay or Samsung Pay – use the payment method of your choice.

Enjoy numerous travel benefits with the Platinum Card

Travelling and American Express have always gone hand in hand. The Platinum Card is the right choice for anyone who travels frequently and values an upscale lifestyle and attractive travel benefits. The advantages when travelling are great and lucrative:

  • If you stay at a property in the American Express The Hotel Collection and Fine Hotels + Resorts hotel programmes, the advantages with your Platinum Card include a room upgrade (subject to availability) and a USD 100 credit for selected restaurant, spa and resort activities.
  • For the American Express Global Lounge Collection®, the Platinum Card gives you free access to more than 1,700 airport lounges worldwide.
  • Each year, you receive a SWISS voucher worth CHF 100, which you can redeem for flights of your choice.
  • The Platinum Travel & Lifestyle Service takes care of your wishes and concerns around the clock during the booking process.

Good to know: You also benefit from advantages when travelling with the Gold Card. These include free access to an airport lounge of your choice twice a year. Admission to additional lounges is also possible for a fee of USD 35 per visit.

Lifestyle benefits with American Express: dining credit and more

The Gold Card and Platinum Card are also the right choice if you value lifestyle benefits in areas such as shopping, wellness and dining.

As a Gold Cardholder, you enjoy advantages such as streaming credit and an annual credit worth up to CHF 100 (4 x CHF 25) that you can spend at restaurants or on delivery services in Switzerland.

Platinum Card members also enjoy various dining benefits such as credit at restaurants, as well as special shopping benefits such as a discount at Gübelin jewellers and regular special offers from leading lifestyle brands.

You also benefit from other American Express advantages with this premium credit card: These include special rates at the Holmes Place Fitness & Health Club and tickets to unique experiences such as concerts or other events.

Ein Paar steht mit dem Rücken zur Kamera vor einem edlen Juweliergeschäft und betrachtet das Schaufenster.

Swisscard Media Info

Officially issued by Swisscard AECS GmbH 08.07.2025

Rights: Alex Becher for American Express for editorial use

Enjoy the many advantages of American Express

Whatever you plan to do: With your American Express credit card, you benefit from numerous advantages in many areas of life. The American Express Card, the BLUE credit card and the American Express Credit Card Gold already include a number of advantages, and with the Gold Card you benefit from extensive advantages.

The Platinum Card accompanies you on journeys, flights and overnight stays and ensures maximum comfort when travelling. In addition, you are always on the safe side with the comprehensive insurance coverage, also when travelling abroad.

Convinced? Then apply for a Gold Card or a Platinum Card – whichever suits your lifestyle the best.

The right credit card for your lifestyle

Frequently asked questions and answers

The Platinum Card offers the most advantages and is the ideal companion, especially when travelling. The Gold Card also offers a wide range of advantages, though.

American Express credit cards offer various advantages, such as bonus programmes, insurance packages, travel and mobility services as well as numerous lifestyle benefits.

There is no general answer to this question, as depending on the life situation, one advantage can be considered more important than the other. The free access to airport lounges worldwide is a certainly decisive advantage, however, especially for frequent travellers who want to arrive at their destination feeling relaxed.

You might also be interested in

Membership Rewards

With the Membership Rewards bonus program from American Express, you collect bonus points with every payment that you can exchange for attractive rewards or use in order to pay for selected purchases.

Credit cards overview

Summary of American Express credit cards for private customers. Compare the credit cards in terms of their benefits and apply for them directly. Summary of all American Express credit cards and benefits.

American Express Platinum Card® Shopping benefits

With your American Express Platinum Card®, you can make secure and cashless payments anywhere in the world. In addition, when you shop, you benefit from extensive extras such as purchase protection insurance and seasonal special offers on selected lifestyle brands 

american-express-platinum
american-express-gold
american-express-card
Enjoy numerous advantages with American Express

Enjoy numerous advantages with American Express