Pay with Points
Even more flexibility with Membership Rewards. Pay for your purchases in the Swisscard app with the Membership Rewards points you have collected.
Pay for purchases with Membership Rewards points
Thanks to Pay with Points1, you can redeem your Membership Rewards points even more flexibly: You can now pay for selected purchases you have made with your American Express Card directly in the Swisscard app using your points.
Added bonus: You automatically collect more Membership Rewards points with every purchase2. The points you have collected do not expire, as long as you are the holder of card participating in Pay with Points.
Pay with Points is this simple in the Swisscard app
Pay for your purchases in store or online as usual with your American Express Card. If a purchase qualifies for Pay with Points, you’ll automatically receive a push notification with a corresponding offer.
You can decide how many Membership Rewards points you want to redeem yourself. Simply tap "Adjust offer" and select the number of points you want using the slider.
By clicking "Accept offer" you confirm payment of your purchase with your Membership Rewards points.
The redeemed points will be deducted from your Membership Rewards account. The equivalent value of the points will be credited to your card account within a few days and will be displayed in the Swisscard app and on your next statement.
1 The eligibility requirements for Pay with Points apply (additional cardholders do not benefit from Pay with Points).
2 Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Traveler Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.