American Express® Card
With the classic from American Express you are a welcome guest everywhere. Enjoy great security worldwide thanks to the insurance cover and benefit from exclusive advantages with the unique Membership Rewards bonus program.
Advantages of your American Express® Card
Experience the American Express® Card
American Express® Card - FAQ
The American Express® Card offers a balanced overall package, including shopping and travel insurance, contactless and mobile payment, the Swisscard app and the Membership Rewards program.
The annual fee is waived in the first year, enabling new users to familiarize themselves with the card without incurring any initial costs.
In particular, the card is suited to people who
- prefer a clear and transparent monthly statement,
- shop or travel regularly,
- would like to benefit from an attractive bonus program with the flexible use of points for rewards, travel or purchases, and
- value security and reliable customer service.
The American Express® Card combines advantages for everyday life and travel:
- Membership Rewards points for almost all transactions, redeemable for travel, vouchers or Pay with Points
- Purchase Protection Insurance in the event of damage to or theft of purchased items
- Travel benefits such as Travel Inconvenience Insurance, search, rescue, and recovery costs, and travel information
- American Express SelectsSM, with alternating advantages for restaurants, hotels and leisure activities
The card therefore covers purchases, travel and leisure equally, offering users benefits that can be used both in everyday life and when traveling.
The spending with the American Express® Card is billed monthly.
All transactions within a billing period are added together into a total amount and have to be paid in full by the due date.
Unlike installment cards, there is no installment option and no flexible minimum payment.
The American Express® Card does not have a fixed spending limit. The available amount is determined individually, and depends on factors such as payment behavior, card use and financial situation.
Installments are not possible.
The American Express® Card comes with wide-ranging security and control features:
- Protected online payments
- The Swisscard app, with transactions overview, notifications, limit control and card blocking
- Contactless payment and mobile payment via Apple Pay or Google Pay
- Protective benefits such as Purchase Protection Insurance and wide-ranging travel insurance coverage
The combination of the app, the latest security technology and insurance coverage offers a high degree of control and security.
The American Express® Card differs from other credit cards in a variety of ways:
- Monthly billing with full settlement instead of installments
- Individually determined spending ceiling instead of fixed limits
- Membership Rewards program with flexible use for rewards, travel and purchases
- Wide-ranging insurance benefits included in the annual fee
- 24-hour Swiss customer service for assistance worldwide
- Benefits for use in everyday life and for travel
It is therefore great for users who value transparency, security and a wide-ranging bonus and insurance package.
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