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Insurance

We offer you – the cardholder – generous insurance and assistance cover for your cards.

Well insured – thanks to American Express credit cards

Whether you’re on vacation, traveling for business, or shopping, you’re always well covered with the insurance included with your American Express Cards.1 The Platinum Card® even includes Loss Damage Waiver for your rental car and extended guarantee for purchased goods.

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Travel Insurance

Pack your bags now, set off and benefit from extensive insurance, depending on the card: This includes Transport Accident Insurance, Personal Assistance and Travel Inconvenience Insurance. The Platinum Card also includes Travel Cancellation Insurance and Luggage Insurance.

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Purchase Protection Insurance

With your American Express Cards, you enjoy protection when you shop – whether it’s online or in-store at a boutique or shopping mall. The Platinum Card and the Gold Card also include Return Protection Insurance and an extended guarantee for purchased goods.

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Loss Damage Waiver for Rental Cars

Only the Platinum Card includes Loss Damage Waiver when booking a rental car. In the event of a claim, this covers the repair costs and any excess.2

Insurance cover by card

American Express Card

Included
  • Transport Accident Insurance Yes
  • Personal assistance Yes
  • Travel Inconvenience Insurance Yes
  • Foreign Travel Medical Expenses Insurance -
  • Travel Cancellation and Curtailment Insurance -
  • Loss Damage Waiver for Rental Cars -
  • Luggage Insurance -
  • Purchase Protection Insurance Yes
  • Return Protection Insurance -
  • Ticket Insurance -
  • Extended Guarantee -

American Express Gold Card

Included
  • Transport Accident Insurance Yes
  • Personal assistance Yes
  • Travel Inconvenience Insurance Yes
  • Foreign Travel Medical Expenses Insurance Yes
  • Travel Cancellation and Curtailment Insurance -
  • Loss Damage Waiver for Rental Cars -
  • Luggage Insurance -
  • Purchase Protection Insurance Yes
  • Return Protection Insurance Yes
  • Ticket Insurance -
  • Extended Guarantee Yes

American Express Platinum Card

Included
  • Transport Accident Insurance Yes
  • Personal assistance Yes
  • Travel Inconvenience Insurance Yes
  • Foreign Travel Medical Expenses Insurance Yes
  • Travel Cancellation and Curtailment Insurance Yes
  • Loss Damage Waiver for Rental Cars Yes
  • Luggage Insurance Yes
  • Purchase Protection Insurance Yes
  • Return Protection Insurance Yes
  • Ticket Insurance Yes
  • Extended Guarantee Yes

American Express Credit Card Gold

Included
  • Transport Accident Insurance Yes
  • Personal assistance Yes
  • Travel Inconvenience Insurance -
  • Foreign Travel Medical Expenses Insurance -
  • Travel Cancellation and Curtailment Insurance -
  • Loss Damage Waiver for Rental Cars -
  • Luggage Insurance -
  • Purchase Protection Insurance Yes
  • Return Protection Insurance -
  • Ticket Insurance -
  • Extended Guarantee -

American Express Blue Credit Card

Included
  • Transport Accident Insurance Yes
  • Personal assistance Yes
  • Travel Inconvenience Insurance -
  • Foreign Travel Medical Expenses Insurance -
  • Travel Cancellation and Curtailment Insurance -
  • Loss Damage Waiver for Rental Cars -
  • Luggage Insurance -
  • Purchase Protection Insurance -
  • Return Protection Insurance Yes
  • Ticket Insurance -
  • Extended Guarantee -

Additional insurance

Additional insurance policies are attractive supplementary benefits offered by American Express® Cards. Get an overview of these additional insurance policies, which can also be applied for subject to a monthly fee, here.

1 Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain information about the insurance benefits and the exact provisions (including sums insured and exclusions of liability), which can be viewed at americanexpress.ch/terms-conditions or requested from the card issuer.

2 Minimum loss amount of CHF 400 and up to a maximum loss value of CHF 120,000.