Gold Card and Platinum Card in comparison
Which American Express credit is for you – the Gold Card or the Platinum Card? The credit card comparison shows which card is best suited to you and provides an overview of its numerous advantages. Find out which card suits your lifestyle here.

Which one should you take with you on your travels: the Platinum Card or the Gold Card?
Both the Gold Card and Platinum Card offer a wide range of benefits for American Express customers. Find out which card is right for you with our comparison.
The benefits of the Platinum Card are particularly attractive if you travel a lot – whether it’s for business or pleasure. This credit card offers numerous travel benefits that are clear as soon as you plan your vacation. The Platinum Card increases your anticipation for your next adventure.
The Hotel Collection and Fine Hotels + Resorts hotel programs from American Express offer you special advantages at selected hotels. These include room upgrades and a free breakfast for two. And thanks to higher guaranteed statuses in hotel loyalty programs, Platinum Card or Gold Card holders also enjoy attractive advantages at exclusive hotel chains.
With a Platinum Card, you always travel in comfort: Priority Pass membership gives you unlimited access to numerous lounges at airports worldwide, which is the perfect way to relax before departure. You also benefit from top conditions with participating airlines in the International Airline Program as well as status benefits at car rental partners with vehicle upgrades.
Useful travel benefits with the Gold Card
For those who travel occasionally, the Gold Card from American Express offers useful travel benefits. With the Priority Pass, it offers free access to airport lounges twice a year.
Save on your road trip with the Gold Card: Customers get a 10% discount on rental cars from Rentalcars.com.

Carefree when on the road
American Express customers enjoy exceptional protection both when traveling and in their everyday life thanks to the comprehensive insurance benefits offered by both credit cards. The Gold Card and Platinum Card include Travel Inconvenience Insurance and Foreign Travel Medical Expenses Insurance.
Platinum Cardholders are comprehensively covered with Travel Cancellation and Curtailment Insurance as well as Loss Damage Waiver for Rental Cars.
Dining credit in comparison: Enjoy yourself with the Gold Card and Platinum Card
American Express credit cards are the perfect choice for anyone who likes to enjoy themselves and try out new restaurants: The Gold Card and Platinum Card boast exclusive dining benefits.
With the Gold Card, customers get a Dining Credit worth CHF 25 per quarter, which can be redeemed on purchases of CHF 80 or more at restaurants and on food delivery services in Switzerland.
Customers with the Platinum Card benefit even more: With the "Platinum Dining Credit" they get a credit worth CHF 40 if they spend more than CHF 250 at a GaultMillau restaurant that accepts American Express.
The Dining Credit is easily redeemed: If you pay by credit card, the credit takes place automatically.

Card benefits comparison: the credit card for your lifestyle
Platinum Card
If you like to go out and you’re active, the Platinum Card is the right choice of Amex card. Among other benefits, the Platinum Card offers you the following exclusive advantages:
- VIP access to participating clubs and goodies such as free entry and welcome drinks at lounges
- Access to exciting partner events and early sales offers for concerts and more
- Discounted membership at Holmes Place studios
- Advantages such as special conditions for spa treatments or golf offers through the Platinum Travel & Lifestyle platform
Gold Card
The Gold Card is the right card for anyone who wants to cozy up at home with their loved ones. With the streaming benefit, Gold Card customers benefit from special conditions at blue SuperMax for streaming the latest series and blockbusters on Disney+, Paramount+ and Sky Cinema.
Cost comparison of both credit cards
American Express has exciting and attractive benefits in store for Platinum Card customers. The annual fee of CHF 900 for the card quickly pays for itself.
In addition to the principal card, you get several additional cards to share the benefits: an additional Platinum Card and up to four additional cards as a Gold Card or American Express Card. American Express gives you a welcome bonus after your successful application: In the first year, you only pay half the annual fee and receive 45,000 Membership Rewards points on top.
New Gold Card customers can also look forward to a bonus: With this card, you get an extra 15,000 Membership Rewards points and only pay half the usual annual fee of CHF 350 in the first year.
Gold Card or Platinum Card: the right credit card for your lifestyle
American Express has the right credit card for every lifestyle. The high-quality Platinum Card offers generous advantages, regardless of whether you use your card for traveling, shopping or dining out. If you value an exclusive lifestyle, you’ll find the right everyday companion with the Platinum Card. Apply for a Platinum Card here.
With the Gold Card, customers enjoy useful advantages: from streaming credit and Dining Credit through to insurance policies that make everyday life and travel easier. Interested? Apply for a Gold Card here.