Travel Cancellation Insurance from Amex
The unexpected often happens: American Express Travel Cancellation Insurance covers you if you have to cancel a trip at short notice. Find out how the insurance works and what benefits it offers here.
What is Travel Cancellation Insurance?
The hotel of your choice has long been booked, the anticipation is building and even your packed suitcase is ready – but something comes up at the last minute. From a stubborn flu to a strike at the airport or a bereavement in the family: There are important reasons to cancel a trip at the last minute. It’s always annoying, but if you’re well insured, the cancellation at least won’t hurt as much financially.
Travel Cancellation Insurance steps in if unforeseen circumstances prevent you from leaving on your trip. In the event of cancellation, it covers part of the non-refundable costs for flights, hotels or pre-booked tours. This means that you do not have to pay for the cancellation out of your own pocket.
The exact conditions vary depending on the provider. As a rule, the following events are covered:
For whom is Travel Cancellation Insurance worthwhile?
In the best-case scenario, Travel Cancellation Insurance is never used. If you do have to cancel at the last minute, the savings can be considerable. Canceled trips are covered, as are unused services and rebooking costs, for example in the event of a delay or missed transport.
If you travel frequently on business, like to take short trips or regularly travel with the whole family, Travel Cancellation Insurance can be a sensible form of cover. The more you travel, the greater the chance that something will come up.
Platinum Card with Travel Cancellation Insurance
As the holder of an American Express Platinum Card, you can look forward to your next vacation or business trip with peace of mind. Travel Cancellation and Curtailment Insurance is already included with this credit card.
Good to know: Travel Cancellation Insurance pays out if the trip is canceled before departure. If you are already on the road and have to interrupt your trip due to illness or an accident, for example, Travel Curtailment Insurance comes into play. Both types of insurance are included in the Platinum Card benefits.
Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain the exact provisions (including sums insured and exclusions of liability).
Particularly convenient: If you have paid for at least 50% of your trip with your American Express Card, you are automatically covered – regardless of how often you are traveling or where you are going. You do not need to take any additional steps.
A premium credit card such as the Platinum Card from American Express is particularly worthwhile if you travel a lot. You save on fees for additional insurance, are covered all year round and don’t have to deal with the issue every time you travel.
In addition to Travel Cancellation Insurance, you benefit from other advantages and insurance policies that give you complete peace of mind when traveling.
Safe travel with American Express
The value of Travel Cancellation Insurance from American Express doesn’t just become apparent when you actually have to cancel a trip. The feeling of peace of mind that comes with good cover is just as valuable.
As an American Express Platinum Cardholder, you can travel with peace of mind. With the comprehensive benefits, you are always well insured while traveling – without having to take out special policies before every trip. Your trips deserve adequate protection. Rely on Travel Cancellation Insurance from American Express.
Frequently asked questions and answers
As a rule, Travel Cancellation Insurance covers cancellation fees and non-refundable expenses for a trip that cannot be taken due to unforeseen events and applies in the event of delayed or missed arrival.
Travel Cancellation Insurance is automatically included with the Platinum Card. Check your card’s benefits or contact American Express customer service if you would like to switch to the Platinum Card, for example.
Reimbursement of costs for trips not taken will be made if the insured person is unable to make use of the booked travel service due to an unforeseen event. The prerequisite for this is that this event occurs after the insurance has been taken out or the trip has been booked. It is also necessary that at least 50 percent of the trip was paid for with an American Express Card.
