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American Express and PayPal

Pay for your purchases in the online store with PayPal or simply send a sum of money to your loved ones – that’s no problem with American Express. You can easily add your credit card to your PayPal account.

Nahaufnahme einer American Express Platinum Kreditkarte und eines Smartphones in den Händen einer Frau
rklinkow
Written by Ricarda Klinkow 12.06.2025

Flexible payment thanks to PayPal and Amex

As an American Express credit cardholder, you can pay at millions of acceptance points worldwide – whether online or on site. You can manage your payments even more flexibly with your credit card in combination with PayPal. This is practical if a retailer only allows PayPal as a payment method or if you do not want to enter your credit card details online.

You can also use PayPal to easily transfer money from your linked credit card account to friends or family members. For example, if you want to split a bill – thanks to PayPal’s "Send money" function, this can be done quickly. 

The offers and services of PayPal are subject to the applicable terms and conditions of PayPal. The Issuer assumes no liability for this and rejects any liability in connection with offers and services from PayPal.

This is how it works: Set up PayPal with an American Express credit card

To be able to use PayPal with your American Express credit card, you first need a PayPal account. You can create your account via the provider’s app or in the browser and confirm it by phone number in the next step.

Once set up, one or more payment methods can be stored with PayPal: bank accounts, credit cards, debit cards or prepaid cards. 

If you have stored several payment methods, you can also set your American Express® Platinum Card, American Express® Gold Card or American Express® Card as your preferred payment source with PayPal. In this way, your credit card account will be debited with the payment amount for PayPal transactions by default. 

Find out more about the American Express® Platinum Card

Find out more about the American Express® Gold Card

Mobile Payment mit einer American Express Platinum Card via Smartphone an einem Kartenlesegerät in einer Boutique

Swisscard Media Info

Officially issued by Swisscard AECS GmbH 12.06.2025

Publisher: Alex Becher

Rights: Alex Becher for American Express Switzerland editorial use only

Collect Membership Rewards points with every purchase

When you pay with your American Express credit card, you collect valuable points via the Membership Rewards bonus program, which you can later redeem for attractive rewards. This also applies to payments via PayPal. In addition, with the American Express® Platinum Card you can pay for selected transactions with your bonus points thanks to "Pay with Points".

Secure your American Express® Platinum Card now

Secure shopping with American Express and PayPal

With PayPal and American Express you are protected by extensive security measures when shopping online:

  • You receive a transparent overview of all payments and transactions in your PayPal account.
  • You can also use the Swisscard app from American Express to track all transactions made with your credit card at any time and view your current card statement.
  • Two-factor authentication protects your PayPal account against attacks by third parties.
  • Your account details will not be passed on to third parties when paying with PayPal.
  • With PayPal’s buyer protection, you can reclaim payments under certain conditions if you have not received the goods or if they do not correspond to the description.

Good to know: Even if you do not pay via PayPal, you are protected with your American Express credit card when shopping online thanks to the 3-D Secure security procedure. Look out for the "SafeKey" logo during the payment process. To confirm the transaction, you will receive a code by text message or in the Swisscard app.

Frequently asked questions and answers

Yes, you can store American Express credit cards as a means of payment in a PayPal account.

To set up your American Express credit card with PayPal, enter your credit card number and expiration date. If you set the credit card as your preferred payment source, the amounts will be automatically debited from your credit card account when you pay or send money.

PayPal protects users thanks to extensive security measures. For example, with two-factor authentication and buyer protection.

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Pay with Points

Even more flexibility with Membership Rewards. Pay for your purchases in the Swisscard app with the Membership Rewards points you have collected.

American Express Selects

The unique American Express member program has lots of surprises in store for you. Benefit from special offers. A free aperitif at a restaurant. A discounted concert ticket. A hotel upgrade.

Mobile payment

Your American Express Card enables you to use various mobile payment solutions. So you can pay simply, quickly and securely worldwide with your smartphone or smartwatch.

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Simple payments with Amex

Simple payments with Amex