Shopping benefits with American Express
With American Express Benefits, you’re protected while shopping and enjoy special offers.
Eine stilbewusste Frau mit Sonnenbrille bewegt sich entspannt an eleganten Geschäften vorbei, Papiereinkaufstüte und Hut in der Hand, und verkörpert damit modernen City-Lifestyle mit Leichtigkeit. Das Bild illustriert im Magazin BEYOND BY AMERICAN EXPRESS™ die Shopping-Vorteile mit American Express: komfortables Bezahlen, exklusive Angebote und besondere Erlebnisse für Leserinnen und Leser, die Qualität, Flexibilität und inspirierende Momente schätzen. So wird American Express als Begleiter für Premium-Einkaufserlebnisse nahbar und begehrenswert.
Everything you need to know at a glance
With the American Express Platinum Card, purchases are covered by four types of insurance. The Purchase Protection Insurance and return insurance are each valid for 90 days. In addition, you receive a two-year warranty extension and ticket insurance of up to CHF 1,000 per event. The Gold Card includes three of these insurance policies, some with lower coverage limits.
Platinum Card holders also receive special terms at Gübelin and a credit of up to CHF 100.– per year at Vergani. Gold Card holders receive CHF 20.– quarterly at Flaschenpost. Membership Rewards bonus points are also earned with every payment and do not expire as long as the card is valid.
Shopping with insurance coverage: your Purchase Protection Insurance policies
With the American Express Platinum Card, you’re on the safe side when shopping: This premium credit card comes with comprehensive insurance coverage to ensure a worry-free shopping experience. Four different types of insurance kick in when you pay for your purchases with the Platinum Card:
- Purchase Protection Insurance: This policy covers your purchase against damage and theft for 90 days after the date of purchase. The coverage limit for the Platinum Card is CHF 3,000.
- Extended warranty: This benefit extends the manufacturer’s warranty on goods paid for with the Platinum Card by two years. If damage occurs during this period – for example, to an electronic device – the costs of repair or replacement will be covered. The extended warranty is valid in Switzerland, neighboring countries, and Luxembourg. The coverage limit is CHF 3,000 per year.
- Returns insurance: With this policy, you can return your merchandise up to 90 days after purchase, provided it is undamaged, unused, and in working order. The conditions are that the product must have cost at least CHF 60.– and cannot already be returned to the retailer within 90 days. The coverage amount for the Platinum Card is CHF 3,000.
- Ticket insurance: This policy reimburses ticket prices worldwide for events you are unable to attend – for example, due to illness or the cancellation of a mode of transportation. The coverage amount is up to CHF 1,000 per event and a maximum of CHF 2,000 per calendar year.
Purchase protection with the American Express Gold Card
The Platinum Card is the only American Express credit card that offers you the comprehensive shopping protection described above. However, the Gold Card also comes with a comprehensive insurance package: It includes Purchase Protection Insurance, return insurance, and warranty extension – though in some cases with a lower coverage amount.*
Interesting fact: The American Express Card also includes Purchase Protection Insurance.
*The insurance benefits listed may be subject to time limits or specific conditions. For detailed information on the insurance benefits and the exact terms and conditions, including coverage amounts and exclusions, please refer to the insurance policy.
Shopping benefits and special offers
With American Express credit cards, you can not only shop worry-free but also enjoy special terms: These attractive shopping benefits enhance your shopping experience. With your Platinum Card, you’ll enjoy lasting benefits at two exclusive shopping destinations:
- The family-owned company Gübelin stands for timeless elegance and outstanding craftsmanship. Here you’ll find artfully crafted jewelry featuring sparkling diamonds and gemstones, as well as an exquisite selection of renowned Swiss watch brands. With your American Express Platinum Card, you’ll receive a 10 percent discount on most purchases up to a maximum of CHF 15,000, as well as a 5 percent discount on diamond jewelry.
- At Vergani, you can enjoy Italian wine culture at its finest. As a Platinum Card member, you’ll also receive a CHF 25 credit on purchases of CHF 150 or more. This offer is valid once per quarter, so you can benefit from an annual credit of up to CHF 100.
All American Express cardholders also have access to limited time offers for shopping, dining, travel, and events, which you can find on American Express Selects. These include attractive discounts – often 20 or 30 percent – or gift certificates that you can redeem at hotels, upscale retailers, or restaurants.
Flaschenpost: exclusive shopping benefit with the Gold Card
This shopping benefit is reserved for American Express Gold Cardholders: You’ll receive a quarterly credit of CHF 20.– when you place an order of at least CHF 150.– with your Gold Card at Flaschenpost. Flaschenpost is Switzerland’s largest online wine retailer, with a selection of more than 30,000 wines.
Additional shopping benefits through the Membership Rewards bonus program
With American Express, you earn Membership Rewards bonus points with every payment, which you can redeem for attractive rewards or use to pay for select purchases. This applies to all participating merchants, including gas stations and Migros supermarkets that also accept American Express.
The points you earn do not expire as long as you hold a valid American Express Card that is eligible for the Membership Rewards bonus program. You can participate with the Platinum Card, the Gold Card, and the American Express Card.
Which American Express cards do you use in your daily life and when traveling?
Shopping benefits with American Express: this is what makes shopping fun
When you pay with an American Express credit card, you not only shop with an extra layer of security, but you also earn bonus points with every purchase. Plus, you’ll enjoy discounts and other benefits from American Express’s many partners – making shopping a pleasure.
The Platinum Card also offers benefits when you travel: The included Priority Pass membership gives you free access to more than 1,800 airport lounges worldwide. With the Gold Card, you can enjoy two free lounge visits per year.
Frequently asked questions and answers
The Platinum Card includes Purchase Protection Insurance, an extended warranty, return insurance, and ticket insurance, each with coverage of up to CHF 3,000.
No, your points will not expire as long as you have a valid American Express Card that allows you to participate in the Membership Rewards program.
When you refer the American Express credit card to a friend, both you and the person you refer will earn Membership Rewards bonus points.
