American Express Gold Card installment facility
The installment facility for the Gold Card gives you more financial freedom.
American Express credit card with installment facility
Can’t decide between a weekend trip and a new smartphone? You don’t have to. The Gold Card from American Express offers you an installment facility that allows you to expand your financial possibilities, allowing you to decide how you pay your credit card statement.
The installment facility: How does it work?
You are free to apply for the installment facility for the American Express Gold Card. It will be made available to you after a successful credit check. You can then decide each month whether you want to pay the full amount of your credit card statement or a lower amount.
The minimum amount for the installment facility is 2.5% of the statement amount or CHF 50. For amounts over this and up to the full statement amount, you have the flexibility to decide how much you would like to pay.
If you use the installment facility, interest will be charged on the part of the invoice amount that you have not yet paid. The annual percentage interest rate is shown on the application form. If you decide against using the installment facility one month and pay the full amount, it is naturally the case that no interest will be charged.
How to apply for the installment facility
Would you like to use the installment facility and remain financially flexible? All the information you need is available on the installment facility website. It only takes three steps to secure the installment facility for your credit card:
- Download the form and fill it out.
- Send it to the address provided on the website.
- If your credit eligibility check is successful, you will be informed that the installment facility has been enabled.
Further advantages of the Gold Card
The American Express Gold Card not only impresses with its installment facility, it also offers many other advantages for everyday life and vacations. These include:
- Free admission to airport lounges twice a year
- Comprehensive insurance coverage, such as Foreign Travel Medical Expenses Insurance and Travel Inconvenience Insurance
- Participation in the Membership Rewards bonus program
- Special offers through American Express Selects
- Car rental discounts
- Dining credit of up to CHF 100 per year
- Streaming benefit with advantageous conditions
Stay financially flexible with installments
The Gold Card from American Express allows you to pay your credit card statement in installments. You are free to apply for this option – and to decide whether you would prefer to pay your credit card statement in one go or in installments. This gives you more freedom for important purchases and enjoyable experiences.
A minimum amount must be paid and interest is charged on unpaid amounts, however. It goes without saying that you can also use the credit card without the installment facility – with all the other advantages that make your everyday life and travel more enjoyable.
The right credit card for your lifestyle
Frequently asked questions and answers
An installment facility gives you greater financial flexibility. It means you can pay your statement in installments. This leaves you with more money for travel or important purchases.
Yes, the Gold Card offers an installment facility. You can easily apply for this to gain more financial flexibility. However, you can also use your credit card without the installment facility.
The interest rate for the invoice amount that has not yet been paid is fixed. It is shown in the terms and conditions and on the application form for the installment facility.
