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American Express® Gold Card

The American Express® Gold Card rewards you when you really need it.

Your friend has especially invited you to apply for the American Express® Gold Card.

Get 50,000 Membership Rewards points now: Apply for the American Express® Gold Card now and receive a further 35,000 referral points as part of a promotion in addition to the welcome bonus of 15,000 points if you enter the promo code of your friend or your friend's friend in the application. This means that in addition to the 35,000 Membership Rewards points shown in the application, you will receive a further 15,000 points as a special bonus1.

Here's how it works:

Secure your advantages

  • Half the annual fee in the first year: CHF 175 instead of CHF 350
  • Only until 31.03.2026: 50,000 Membership Rewards welcome points
  • Airport lounge access including two admissions to lounges
  • Up to CHF 100 credit per year for spending at a restaurant or delivery service of your choice
  • For your road trip: 10% off on Rentalcars.com
  • blue Sport subscription for a special price – 6 months of streaming for free
  • Discounts of up to 30% for bookings on Hotels.com

All advantages of the American Express® Gold Card

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Airport-Lounges

Priority Pass Membership & 2 free Admissions

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Worldwide Lounge Access with Priority Pass™ Included

With your American Express® Gold Card, you get Priority Pass membership for free, which gives you access to over 1,800 airport lounges and experiences in more than 130 countries and 600 towns and cities around the globe. Two admissions to lounges are included per year.

  • Access to over 1,800 airport lounges and experiences worldwide
  • A large selection of food and drink options
  • Sleeping facilities and spa areas
  • Numerous international newspapers and magazines
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Priority Pass membership & free admission

Airport-Lounges

Apply for the American Express Gold Card now and start with 15,000 Membership Rewards welcome points

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Travel-Benefits

No-worries travel, Experience more

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Worry-free travel, more experiences worldwide.

With the many travel advantages provided by your American Express® Gold Card – such as worldwide lounge access as well as hotel and car rental discounts – you can travel around the globe feeling relaxed and without any worries.

Just one question remains: Where are you visiting next?

American Express® Gold Card Travel Benefits

Priority Pass membership

Start your journey feeling relaxed: As a holder of an American Express Platinum or Gold Card, you can apply for the Priority Pass free of charge and enjoy access to over 1,800 airport lounges and experiences worldwide. 

Hotel programs

The global American Express network allows you to discover the most beautiful hotels all over the world. Enjoy unique benefits with the American Express hotel programs as well as a special status with leading hotel chains around the world.

Rental car programs

As a member of the American Express rental car partner programs and limousine services, you drive at special rates and enjoy other extensive privileges.

Travel insurance

With our cards, cardholders enjoy comprehensive insurance and assistance benefits. Wherever you are in the world, the American Express® Card offers comprehensive insurance cover. 

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American Express® Gold Card

Every trip becomes an experience

Apply for the American Express Gold Card now and enjoy immediate advantages with 15,000 Membership Rewards welcome points.

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Lifestyle-Benefits

Everyday Extras that Make a Difference

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Your Everyday Extras with the American Express® Gold Card

With the American Express® Gold Card, you benefit from valuable extras every single day. Enjoy credits for gastronomic discoveries, collect points with every payment, and rely on purchase insurance for added peace of mind. In addition, you can look forward to exclusive advantages when traveling and shopping. 

This makes your Gold Card a reliable companion – in daily life and around the world.

American Express® Gold Card Lifestyle Benefits

Shopping benefits

Benefit from attractive American Express Selects offers as well as credits from selected partners. The shopping insurance that is also included helps ensure an all-round relaxing shopping experience.

Dining benefits

For connoisseurs, gourmets and pleasure-seekers: With the American Express® Gold Card, you receive an annual credit worth up to CHF 100 for consumption in restaurants and with delivery services in Switzerland.

Streaming benefit: blue Sport

Enjoy top soccer matches with the American Express® Gold Card and blue Sport at preferential rates. With blue Sport, you can watch all the matches in the UEFA Champions League, the UEFA Europa League, the Super League, the Challenge League and the LALIGA as well as numerous other matches from top international leagues on your smartphone, tablet or smart TV.

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American Express® Gold Card Lifestyle Benefits

Where enjoyment begins

Your extras for the restaurant or a night at the movies. Apply for the American Express® Gold Card and enjoy amazing lifestyle benefits.

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Insurance-Coverage

Peace of Mind Wherever You Go

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Peace of Mind - Wherever You Travel

The American Express® Gold Card features a comprehensive insurance package that allows you to travel and shop without any worries. Just pay using your Gold Card and you enjoy great coverage when shopping and traveling1.

  • Travel Inconvenience Insurance for flight or luggage delays
  • Transport Accident Insurance / vehicle assistance
  • Foreign Travel Medical Expenses Insurance
  • Shopping insurance
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American Express® Gold Card Insurance

Your All-Round Protection

Apply for the American Express® Gold Card and benefit from comprehensive insurance coverage.

1Please refer to the General Terms and Conditions of Insurance for the American Express Gold Card to obtain the exact provisions (including sums insured and exclusions of liability).

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Rewards-Program

Earn Points on Every Purchase

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Earn Points on Every Purchase

You collect valuable Membership Rewards points (CHF 1 spent on card = 1 point) with every payment you make for your daily shopping, at a restaurant or for online shopping using your American Express® Gold Card. You can use your points for exciting rewards such as flight miles or vouchers.

The Membership Rewards points don’t expire as long as you’re the holder of a valid American Express® Gold Card that participates in the Membership Rewards program.

Membership Rewards® Program

Pay with Points

Even more flexibility with Membership Rewards. Pay for your purchases in the Swisscard app with the Membership Rewards points you have collected.

Membership Rewards Shop

Use your collected Membership Rewards points to transfer into airline miles and travel loyalty programs such as Miles & More, Flying Blue, SkyMiles, and many more.

Membership Rewards Points Calculator

On top of 15,000 Membership Rewards welcome points, you continue to earn points with every card transaction. Use the calculator to see how many points you can collect monthly or annually.

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Membership Rewards® Program

Bonus program

Apply for the American Express® Gold Card now and start with 15,000 Membership Rewards welcome points.

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Digital Services

Smart Payments

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American Express® Gold Card digital services

With the American Express® Gold Card, you benefit from innovative digital services that make your everyday life easier, more secure, and more flexible. Whether it’s mobile payments via smartphone or smartwatch, full transparency in the Swisscard app, or secure online transactions – your Gold Card is always by your side.

The American Express® Gold Card combines flexibility and security with a modern digital lifestyle, giving you independence worldwide and complete control over your finances at all times.

American Express® Gold Card

Digital Services

Mobile payment

Your American Express Card enables you to use various mobile payment solutions. So you can pay simply, quickly and securely worldwide with your smartphone or smartwatch.

Swisscard app

Thanks to the free Swisscard app for Android and iOS, you have all the information about your credit card and card payments to hand everywhere and in real time. The 3-D Secure service is integrated in the app and allows online payments to be checked and approved.

Click to Pay

You pay even more easily online thanks to Click to Pay. Register your Swisscard card just once. Pay online without entering your personal payment details in just a few clicks in future.

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Digitale Services

Smart payments

Apply for the American Express® Gold Card now and enjoy digital, secure and flexible services on the go.

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Premium Services

Where Service Truly Matters

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Service that’s convincing

With the American Express® Gold Card, you benefit from digital services that make your daily life easier, more secure and more flexible. Whether it’s convenient mobile payments via smartphone or smartwatch, full transparency in the Swisscard app or secure online payments – your Gold Card is always by your side.

The American Express® Gold Card combines flexibility and security with a digital lifestyle – allowing you to stay independent worldwide and have control over your finances all the time.

With the installment facility for the American Express® Gold Card, you increase your financial freedom within your credit limit and gain more flexibility in your daily life.

The additional card offers virtually all the principal card’s services and benefits. Apply for an additional card for your partner or a person you trust here.

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Competent, available and always by your side

More service. More security.

Apply for the American Express Gold Card and benefit from Gold standard customer service.

Did you know? You can also apply and benefit from the following products with your promotion code.

American Express® Card

With the classic from American Express you are a welcome guest everywhere. Enjoy great security worldwide thanks to the insurance cover and benefit from exclusive advantages with the unique Membership Rewards bonus program.

The Metal Platinum Card®

The metal American Express Platinum Card is precisely finished, timeless and robust. With its exclusive advantages, it is the perfect companion when traveling and in your daily life. For the life you love.


1 As part of the promotion, new customers will receive 35,000 additional Membership Rewards bonus points for the  American Express Gold® Card issued by Swisscard AECS GmbH, provided they submit the card application between 17.02.2026 and 31.03.2026 (the date of receipt according to the digital time stamp applies) and use the promo code of their friend. A new customer is a natural person who is neither the holder of the American Express Gold® Card applied for nor has not already held a (principal) American Express Gold® Card in the last 18 months.

If the new client terminates the card agreement within 13 months of the cards being issued, any bonus Membership Rewards® points still in the principal cardholder’s account will be cancelled without replacement and the full instead of the reduced annual fee for the first year will be due (the difference will be charged).

This promotion code may not be combined with other promotions, promotion codes or special offers. Only one promotion code can be used per credit card application. There is no entitlement to claim a cash payment. There is no right to appeal Membership Rewards points cannot be credited for any rejected card applications, additional cards, secondary cards or cards that were applied using a card application process other than the online card application process for the American Express Gold® Card and without the personal promotion code (recommendation code) being entered. The points are credited within 8 weeks at the latest after the recommended American Express Gold® Card is issued and requires card use. Points will be granted no more than once per recommended person. It is possible for the person making the recommendation to draw conclusions about the card product issued or not issued from the credit or the absence of credit.

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Only until March 31, 2026: Apply now and receive 50,000 Membership Rewards Points

Only until March 31, 2026: Apply now and receive 50,000 Membership Rewards Points