A difference you can feel

¹ As long as you are the holder of a valid American Express® Card that participates in the Membership Rewards program. These eligibility requirements apply to your participation in Pay with Points (additional cardholders do not benefit from Pay with Points). Excluded are fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Travelers Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions. These eligibility requirements apply to your participation in Pay with Points (additional cardholders do not benefit from Pay with Points).

² The welcome bonus of Membership Rewards (MR) points and the reduced annual fee for the first year is available to any applicant who has not been the (principal card) holder of an American Express Platinum Card^® or Gold Card^® issued by Swisscard within the last 18 months. MR points are only credited if the cards are issued after the card application has been checked, usually within eight weeks. If the applicant cancels the card contract within 13 months of the card being issued, the welcome bonus is forfeited without replacement: the MR points are deducted or recalled and the regular Amex Gold annual fee of CHF 350 also applies to the first year. Swisscard will either debit the difference to the card account or invoice it separately.

³ The general contractual terms and conditions of Priority Pass Ltd. and the participating lounges apply. The services are provided by Priority Pass. Swisscard AECS GmbH accepts no liability for these services. The contractual conditions of Priority Pass are sent to the cardholder with the membership card. Access requirements for additional guests may vary by lounge. Find out more at https://www.americanexpress.ch/en/travel/private-travel/airport-lounges.

⁴ To benefit from the advantages, a booking via the Travel & Lifestyle Services is required. Platinum Service is provided by Swisscard AECS GmbH; in terms of the Travel & Lifestyle Services, Swisscard AECS GmbH is represented by Ten Lifestyle Management Switzerland GmbH. The Terms and Conditions as well as any fees for the Travel & Lifestyle Services listed at https://www.swisscard.ch/en/legal-conditions-and-information and specified in the table of fees on the last page of the summary of benefits apply.

⁵ The offers and services described (e.g. flights, hotels, car rentals) are provided by third parties; the terms and conditions of these third parties apply. Swisscard AECS GmbH is not responsible and assumes no liability for these offers and services provided by third parties. All the offers, benefits and prices stated are generally only available for a limited period and are subject to change at any time. The discount on rental cars is only valid when you pay with your American Express® Gold Card. It is cannot be transferred or accumulated and does not apply retroactively or to extras (e.g. child seats, navigation, additional drivers, deductible exclusions, young driver fees, etc.) and taxes. It cannot be paid out in cash. The person renting the car must be at least 21 years old.

⁶ The terms and conditions of the partner SWISS apply, which can be found at swiss.com. Swisscard AECS GmbH does not assume any liability for SWISS services.

⁷ Card members benefit from a combined discount of over 30%. This consists of a Hotels.com discount of up to 25% (in accordance with the terms and conditions of Hotels.com), plus an additional 10% on eligible accommodation upon payment with the American Express® Gold Card and entry of the voucher code "SWISSCHCOM10". To receive the discount, card members must pay with their American Express Gold Card and enter the "SWISSCHCOM10" voucher code at checkout. The discount is valid for hotel bookings in the period from October 1, 2025 to October 1, 2026 and for hotel stays until December 31, 2026. The advantage can be used an unlimited number of times during the course of the year. The offer is valid as long as availability lasts. The services are provided by Hotels.com L.P.; their General Terms and Conditions apply. Swisscard AECS GmbH does not assume any liability for these services, which are generally available on a restricted basis. In using this advantage, you enter into a contract with a third-party provider. The terms and conditions of the third-party provider apply. Swisscard AECS GmbH is not a party to the contract and assumes no liability for either the booking or the services provided.

⁸ For information on the insurance benefits and the precise terms of coverage (including sums insured and exclusions of liability), please refer to the General Terms and Conditions of Insurance (including the information for persons insured under collective insurance), which you can find at https://www.americanexpress.ch/en/insurance or request from Swisscard AECS GmbH.

⁹ The principal cardholder of an American Express® Gold Card issued by Swisscard AECS GmbH will receive a credit of CHF 25 to their card account once per quarter, provided they or the additional cardholder have paid for a meal of at least CHF 80 at a Swiss restaurant or delivery service participating in the promotion and paid with the American Express® Gold Card. The principal cardholder of an American Express Platinum Card issued by Swisscard AECS GmbH will receive CHF 40 credited to their card account once per quarter if they or the additional cardholder have paid for consumption worth at least CHF 250 in a Swiss GaultMillau restaurant participating in the promotion (and accepting American Express) with their American Express Platinum Card in one single transaction. Swisscard generally credits the card account of the principal cardholder within one week.

¹⁰ The principal cardholder of an American Express^® Gold Card issued by Swisscard AECS GmbH will receive a credit of CHF 25 to their card account once per quarter, provided they or the additional cardholder have paid for a meal of at least CHF 80 at a Swiss restaurant or delivery service participating in the promotion and paid with the American Express^® Gold Card. Swisscard generally credits the card account of the principal cardholder within one week.

¹¹ Corresponds to the value of various vouchers available in the Swisscard rewards shop.Products and services may have different equivalent values in CHF, which may change at any time. Certain products may also no longer be available. The Swisscard rewards shop’s Terms of Use apply.

¹² The principal cardholder of an American Express Platinum Card issued by Swisscard AECS GmbH will receive a quarterly credit of CHF 25 which is paid into their card account, as long as they or the additional cardholder have paid for a purchase and/or a meal with a value of at least CHF 150 at Vergani with their American Express Platinum Card in a single transaction. This Shopping Benefit can be used for transactions in the Vergani webshop or in-store, and also applies to the consumption of food or drinks at the Armando’s by Vergani wine bar. Swisscard generally pays the credit into the principal cardholder’s card account within one week. This advantage applies from July 1, 2025 to December 31, 2026.

¹³ Principal cardholders of an American Express Platinum Card issued by Swisscard AECS GmbH receive a 10% discount on purchases made by Platinum Card at Gübelin boutiques in Switzerland and in the TimeVallée boutique in Lucerne. The discount is 5% for diamond jewelry. The maximum (annual) discount amount is CHF 1,500 (corresponding to a purchase of CHF 15,000 or CHF 30,000 for diamond jewelry). The cardholder must present their Platinum Card at the cash desk before paying with it. The discount will then be deducted directly from the purchase price in the shop. The discount does not apply to online transactions (e.g. in web shops), shop-in-shop purchases (e.g. in department stores), goods from the "Patek Philippe" brand, limited editions of other brands and the purchase of gift vouchers. The discount applies now for purchases up to and including December 31, 2025 and cannot be combined with other promotions. It cannot be used retroactively for past purchases. The partners’ General Terms and Conditions apply. Swisscard AECS GmbH does not accept any responsibility for these offers and services and disclaims any liability.