Make sure you get our welcome gift
Your added value with the Platinum Card
All Platinum advantages at a glance
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Hotels
Hotels
Our Fine Hotels + Resorts1 and The Hotel Collection1 hotel programs await you at over 3,000 hotels worldwide. When booking through our Platinum Service2, you can expect special services such as room upgrades, late check-outs and much more.
Loyalty programs at Hotels – Start at the top
The luxury hotels’ loyalty programs provide you with valuable benefits every time you check in, making your stay even more comfortable. As a Platinum Card® member, you instantly receive a higher membership status.
✓ Hilton Honors Gold Status
✓ Marriott BonvoyTM Gold Elite Status
✓ MeliáRewards Gold Membership
✓ Radisson RewardsTM Gold Status
1 The offers and services described are provided by third parties. Their General Terms and Conditions apply. Swisscard AECS GmbH does not assume any liability for these offers.
2 Platinum Service is provided by Swisscard AECS GmbH, as part of the Travel & Lifestyle Service represented by Ten Lifestyle Management Switzerland GmbH. The terms and conditions and any fees for the Travel & Lifestyle Service at americanexpress.ch/en/terms-and-conditions apply. You can find an overview of the fees in the summary of benefits at americanexpress.ch/platinum
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Airlines
Airlines
Take off with world-renowned airlines at advantageous conditions and benefit from special fares1 with the International Airline Program. This offer applies to bookings through the Platinum Travel Service2.
CHF 100 SWISS Voucher
Once you have received your Platinum Card®, book your next flight with SWISS and as a principal cardholder you benefit from an annual voucher worth CHF 100, which you can redeem directly on swiss.com3.
1 The offers and services described are provided by third parties. Their General Terms and Conditions apply. Swisscard AECS GmbH does not assume any liability for these offers.
2 Platinum Service is provided by Swisscard AECS GmbH, as part of the Travel & Lifestyle Service represented by Ten Lifestyle Management Switzerland GmbH. The terms and conditions and any fees for the Travel & Lifestyle Service at americanexpress.ch/en/terms-and-conditions apply. You can find an overview of the fees in the summary of benefits at americanexpress.ch/platinum
3 The General Terms and Conditions of the partner SWISS apply, please see swiss.com. Swisscard AECS GmbH does not assume any liability for the services provided by SWISS.
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Rental cars
Rental cars
1 The offers and services described are provided by third parties. Their General Terms and Conditions apply. Swisscard AECS GmbH does not assume any liability for these offers.
2 The Terms of Use for the SIXT ride card advantage and SIXT ride’s General Terms and Conditions apply. Swisscard AECS GmbH does not assume any liability for the services provided by SIXT.
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Platinum Events
Platinum Events
Our Platinum Events offer even more exclusivity. As a Platinum Card® member, you will experience exceptional moments and interesting encounters, such as a dinner prepared by a Michelin-starred chef in a small select group.
Platinum Lifestyle Service1
You will get your seat for your favorite event with Platinum. Thanks to exclusive ticket pre-sales and a team that will do everything in its power to get you tickets that are very much in demand.
Platinum Card ticket insurance2
Every payment with your Platinum Card includes insurance for your tickets. If anything unforeseen happens, you’ll be perfectly covered.
1 The Platinum Travel & Lifestyle Service is provided by Swisscard AECS GmbH, represented by Ten Lifestyle Management Switzerland GmbH. The Terms and Conditions and any fees for the Travel & Lifestyle Service on americanexpress.ch/en/terms-and-conditions apply. You can find an overview of the fees in the summary of benefits at americanexpress.ch/platinum
2 Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain detailed information regarding the insurance benefits and the exact provisions (including sums insured and exclusions of liability), which you can find at americanexpress.ch/platinum
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Additional and foreign currency cards
Additional and foreign currency cards
The perfect choice for international travel and longer stays abroad
In addition to your principal card, you receive a additional Platinum Card® with almost all the principal card's advantages, as well as four supplementary cards.
For frequent travelers, foreign currency cards are available in euros (EUR) or US dollars (USD). With these cards, you can pay directly in your preferred currency, avoid foreign exchange fees, and keep full control of your spending at all times.
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Dining Credit
Dining Credit
1 The principal cardholder of an American Express Platinum Card issued by Swisscard AECS GmbH will receive CHF 40 credited to their card account once per quarter if they or the additional cardholder have paid for consumption worth at least CHF 250 in a Swiss GaultMillau restaurant participating in the promotion (and accepting American Express) with their American Express Platinum Card in one single transaction. This amount is generally credited to the principal cardholder’s card account by Swisscard within a week. This advantage applies from January 1, 2025 until December 31, 2026.
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Shopping
Shopping
With your American Express Platinum Card, you can make secure and cashless payments anywhere in the world. You also benefit from extensive extras, such as Purchase Protection Insurance2 and seasonal special offers at selected lifestyle brands.
Up to CHF 100 annual credit at Vergani wine merchants
With your American Express Platinum Card, a credit3 worth CHF 25 will be paid into your card account once per quarter in return for purchases worth at least CHF 150 at Vergani.
10 percent discount at the traditional jeweler Gübelin
Benefit from the Gübelin advantage: With your American Express Platinum Card you enjoy exclusive preferential conditions at the traditional jeweler1 and receive a 10 percent discount on your purchases at the Gübelin boutiques in Switzerland1.
"Premium Partner" shopping offers
Discover regular special offers from leading lifestyle brands, which you can benefit from thanks to your American Express Platinum Card. You will be informed about the offers in our regular Platinum newsletter or through Travel & Lifestyle Online Services.
Shopping with insurance cover
The Platinum Card comes with a comprehensive insurance package so you can enjoy a worry-free shopping experience. You simply pay using your Platinum Card and are ideally protected when shopping.2
1 Principal of an American Express Platinum Card issued by Swisscard AECS GmbH receive a 10% discount on purchases made by Platinum Card at Gübelin boutiques in Switzerland and in the TimeVallée boutique in Lucerne. The discount is 5% for diamond jewelry. The maximum (annual) discount amount is CHF 1,500 (corresponding to a purchase of CHF 15,000 or CHF 30,000 for diamond jewelry). The cardholder must present their Platinum Card at the cash desk before paying with it. The discount will then be deducted directly from the purchase price in the shop. The discount does not apply to online transactions (e.g. in web shops), shop-in-shop purchases (e.g. in department stores), goods from the "Patek Philippe" brand, limited editions of other brands and the purchase of gift vouchers. The discount applies now for purchases up to and including June 30, 2027 and cannot be combined with other promotions. It cannot be used retroactively for past purchases. The partners’ General Terms and Conditions apply. Swisscard AECS GmbH does not accept any responsibility for these offers and services and disclaims any liability.
2 Please refer to the General Terms and Conditions of Insurance (including information for persons insured under collective insurance) to obtain information about the insurance benefits and the exact provisions (including sums insured and exclusions of liability), which can be viewed at americanexpress.ch/platinum or requested from the card issuer.
3 The principal cardholder of an American Express Platinum Card issued by Swisscard AECS GmbH will receive a quarterly credit of CHF 25 which is paid into their card account, as long as they or the additional cardholder have paid for a purchase and/or a meal with a value of at least CHF 150 at Vergani with their American Express Platinum Card in a single transaction. This Shopping Benefit can be used for transactions in the Vergani webshop or in-store, and also applies to the consumption of food or drinks at the Armando’s by Vergani wine bar. Swisscard generally pays the credit into the principal cardholder’s card account within one week. This advantage applies from July 1, 2025 to December 31, 2026.
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American Express Selects
American Express Selects
Another extra of the American Express membership: the Selects program
Enjoy attractive offers around shopping, restaurants, travel and entertainment especially for American Express members.1
1 The offers and services described (e.g. flights, hotels, car rentals) are provided by third parties; the terms and conditions of these third parties apply. Swisscard AECS GmbH is not responsible and assumes no liability for these offers and services provided by third parties. All the offers, benefits and prices stated are generally only available for a limited period and are subject to change at any time.
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Insurance
Insurance
Best protection thanks to extensive insurance cover
The Platinum Card comes with extensive insurance benefits to give you peace of mind while traveling and shopping. Simply pay with your Platinum Card and you will be well covered when traveling and shopping.1
- Travel Cancellation and Curtailment Insurance
- Luggage Insurance
- Travel Inconvenience Insurance for Flight/Luggage Delays
- Foreign Travel Medical Expenses Insurance
- Transport Accident Insurance
- Comprehensive Rental Car Insurance and Vehicle Assistance
- Purchase Protection Insurance
- Return Protection Insurance
- Ticket Insurance for Events
- Extended Guarantee
Reduced-rate supplemental insurance
You get access to other reduced-rate supplemental insurance packages
1 For information on the insurance benefits and the precise terms of coverage (including sums insured and exclusions of liability), please refer to the General Terms and Conditions of Insurance (including the information for persons insured under collective insurance), which you can find at americanexpress.ch/en/insurance or request from Swisscard AECS GmbH.
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Bonus program
Bonus program
Membership Rewards bonus program
Every time you use1 your Platinum Card, you earn valuable points for the Membership Rewards program. This means you receive 1 Membership Rewards point for every1 franc spent (CHF 1 card turnover = 1 point). You can exchange your points for attractive rewards, miles or your next trip at any time. You will keep your points as long as you have a valid American Express® Card participating in the Membership Rewards program.
Pay with Points: Pay for your shopping with points
Selected purchases that you pay for with your Platinum Card® can be settled with Membership Rewards points directly in the Swisscard app using the “Pay with Points” function.2
1 Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Travelers Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.
2 Eligibility requirements apply to Pay with Points (additional cardholders do not benefit from Pay with Points).
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Sport & Wellbeing
Sport & Wellbeing
Do you want to achieve your personal athletic goals with professional support? With your Platinum Card®, you benefit from attractive fitness offers and enjoy additional seasonal offers at leading Swiss spas or golf courses.1
Holmes Place Benefit
With your American Express Platinum Card® you benefit from a discounted membership and have access to the respective “Holmes Place Premium Fitness and SPA” club.
American Express Spa-Programm
Take advantage of the Spa Program with your American Express Platinum Card. Seasonal offers provide you with advantages such as discounted spa access or a discount on treatments. Discover the advantages on your Platinum Travel & Lifestyle Portal2.
American Express Golf Benefits
Thanks to the American Express Platinum Card, you receive seasonal golf offers. You can benefit from discounts when purchasing golf accessories or receive special offers for golf resorts and green fees in Switzerland. The Platinum Golf offers can be viewed and booked seasonally on your Platinum Travel & Lifestyle Portal2.
1 The offers and services described (e.g. flights, hotels, car rentals) are provided by third parties; the terms and conditions of these third parties apply. Swisscard AECS GmbH is not responsible and assumes no liability for these offers and services provided by third parties. All the offers, benefits and prices stated are generally only available for a limited period and are subject to change at any time.
2 Platinum Service is provided by Swisscard AECS GmbH; in terms of the Travel & Lifestyle Services, Swisscard AECS GmbH is represented by Ten Lifestyle Management Switzerland GmbH. The Terms and Conditions as well as any fees for the Travel & Lifestyle Services listed at https://www.swisscard.ch/en/legal-conditions-and-information and specified in the table of fees on the last page of the summary of benefits apply.
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Platinum Service
Platinum Service
With Platinum Service1, you have a team at your disposal to take care of all your card-related needs and concerns around the clock. Our Travel & Lifestyle Services take care of organizing and recommending travel services such as flights, hotels, rental cars, transfers, cruises, private jets and all-inclusive packages. Simply book via the Travel & Lifestyle Services, pay with your Platinum Card® and enjoy.
1 Platinum Service is provided by Swisscard AECS GmbH; in terms of the Travel & Lifestyle Services, Swisscard AECS GmbH is represented by Ten Lifestyle Management Switzerland GmbH. The Terms and Conditions as well as any fees for the Travel & Lifestyle Services listed at https://www.swisscard.ch/en/legal-conditions-and-information and specified in the table of fees on the last page of the summary of benefits apply.
Sources: handelszeitung.ch, top credit cards 2025, article dating from November 14, 2024; Moneyland.ch, credit cards comparison dating from June 24, 2025; Moneyland.ch comparison of credit cards "Concierge Service" dating from April 7, 2026 and "Airport Lounges" dating from May 12, 2026.
Links and documents
1 This offer of 75,000 Membership Rewards (MR) points only applies to new clients who apply for the new metal American Express Platinum Card in the period from August 24, 2026 to September 29, 2026 (date of receipt applicable, digital time stamp). The welcome bonus in Membership Rewards (MR) points only applies to applicants who have not already been (principal) cardholders of a Swisscard American Express Platinum or Gold Card in the last 18 months. The MR points are only credited if the card is issued once the card application has been successfully checked, usually within 8 weeks. If the applicant terminates the card agreement within 13 months of the card being issued, the welcome bonus will be forfeited without compensation: The MR points are deducted or recalled. Swisscard will either debit the difference from the card account or invoice it separately.
2 Corresponds to the value of various vouchers available in the Swisscard rewards shop. Products and services may have different equivalent values in CHF, which may change at any time. Certain products may also no longer be available. The Swisscard rewards shop’s Terms of Use apply.
3 With the promotion code, you will receive a Vergani voucher worth CHF 100 upon the issuing of your card following the successful review of your card application. The voucher can be redeemed throughout the Vergani world (Vergani online shop, Vergani stores, seminars, and tastings) until December 31, 2026. Vergani events such as "Vino e Pane" or "Sound of Wine" are not included. The promotion only applies to new clients of the American Express Platinum Card. There is no option of a cash payment. Swisscard does not provide credit for rejected card applications, additional cards or secondary cards. There is no right of appeal. The promotion code may not be combined with other promotions or promotion codes.
